Advance America

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Money today, momentum tomorrow.

  • Get approved in minutes.
  • Receive money same day.*
  • Good credit not needed.
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4.8 out of 5 based on 87,107 reviews
200,000+ reviews on  Google

Getting a loan is fast and easy

Start your application online
or apply in the store.

Get approved
within minutes.

Receive money
same day.*

*Online approvals before 10:30 AM ET (M-F) are typically funded to your bank account by 5 PM ET same-day. Approvals
after 10:30 AM ET are typically funded in the morning the next business day.
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Why Advance America

Through 25 years and over 148 million loans, we’ve helped our
customers keep moving forward.

You are not a loan

We’ll work with you to find the perfect solution to fit your life.

Seize the day

Receive approval in minutes and get your money to tackle your day.

Prepare for the best

We will always be transparent and keep your information safe.

Proudly serving our customers

Super easy application & fast response! Great help!!!
— Brenda, 09/22/2023
Easy, filled out info on computer got approved in minutes.. Money went into my bank account same day
— Joan, 09/22/2023
They save me every time. I appreciate the kindness. Thank you.
— Althea, 09/22/2023
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Types of personal loans from Advance America

Installment Loans

Why wait when you can get the money you need now? Receive a lump sum of money to cover unexpected or large expenses. Repay your Installment Loan
over time in fixed monthly payments.

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Payday Loans

Also known as a Cash Advance, a Payday Loan is a short-term loan designed to cover immediate expenses like bills and groceries. Get same-day funds and repay the loan in two to four weeks on your next payday.

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Line of Credit

Access money when you need it with this flexible loan option. Tap into your personal Line of Credit funds — up to your credit limit — whenever you need money. You’ll only pay interest on the amount you borrow, and you can pay back what you owe over time.

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Title Loans

We partner with LoanCenter to offer you a secured loan option based on your vehicle’s appraised value. Use your car as collateral to get the money you need quickly and
keep driving it while you make payments.

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  • Questions?
Call Us  1-866-261-5166